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  • Knowledge Base
  • 1. Where is my local AAA Store? Views: 2786
    Please Click here to locate a local AAA office
  • 2. What is Bodily Injury Coverage? Views: 788
    Bodily injury coverage protects you if you are held responsible for injuring someone in an automobile accident. This coverage helps pay for the medical expenses and lost wages of the injured party. Bodily injury may also help pay your expenses in a related lawsuit.
  • 3. Do I need separate rental car insurance? Views: 636
    Properly insuring a rental car can be confusing, frustrating and downright daunting. Unfortunately, many consumers do not even think about car rental insurance until they get to the counter, which can result in costly mistakes—either wasting money by purchasing unnecessary coverage or having dangerous gaps in coverage. Before renting a car, the I.I.I. suggests that you make two phone calls—one to your insurance agent or company representative and another to the credit card company yo  More...
  • 4. Does RV policy include coverage for my personal property just like my homeowner's or renter's policy provides? Views: 423
    Yes, RV policies provide various insurance options from the most basic to deluxe coverage that will include replacement cost on personal effects and Total Loss Replacement Coverage for the Motor Home.
  • 5. How much Term Life Insurance do I need? Views: 406
    This is a simple calculation: Short Term Needs + Long Term Needs - Resources = How much life insurance you need. But the best way to determine your needs is to contact a AAA Insurance Professional.
  • 6. Doesn’t the Federal Government provide coverage if there is a flood? Views: 362
    If you don't have a flood policy, there is coverage only if the President declares a disaster. According to the National Flood Insurance Program (NFIP), more than 90% of all disasters in the US are not Presidential declaration. Your flood insurance will pay a claim even if a disaster is not declared.
  • 7. Can I make payments and manage my AAA Policy online? Views: 352
    YES! Click here to view and manage your AAA Insurance policy (site login required)
  • 8. Do I need to buy the auto insurance coverage that is offered by a car rental company? Views: 339
    The car rental company will offer its own auto insurance coverage. You may not need to buy this additional coverage because you have auto insurance coverage from your own insurance company. In addition to your auto insurance policy, it is very possible that you have auto insurance coverage through your credit card company as well. Because this additional purchase can amount to a great deal of additional out of pocket expense, it is best to check with your auto insurance and credit card companies  More...
  • 9. How do I know how much insurance to buy, how much I need? Views: 278
    The state where you reside will have specific limits regarding the mandatory minimum coverage that is allowable. Buying the minimum coverage requirement will allow you to comply with the law, but to get the maximum protection for your dollar, consider choosing higher limits and deductibles when you buy your insurance. When you select your coverage, get the highest limits that you can afford for Bodily Injury and Property Damage; consider too, Uninsured and Underinsured. Often, the cost is just a  More...
  • 10. Can I still get flood insurance if I rent? Views: 273
    Yes. Personal property insurance is sold separately, so if you rent and reside in an apartment, townhouse or home, you can purchase personal property protection to cover your belongings from flood damage. However, the building itself shall be covered by the owner.