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View all items in: First-Time Homebuyers
Housing Partners > Homeownership Programs
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Who is considered a first-time homebuyer?

California residents who have not owned and occupied their own home in the last three years are considered first-time homebuyers as defined by the Federal Government.

KBID 416
Date Modified 1/13/2009
Date Created 11/20/2008
CalHFA does not lend money directly to consumers. CalHFA works through and uses approved private lenders to qualify consumers and to make all mortgage loans. CalHFA purchases closed loans that meet CalHFA's requirements. The fees consumers pay could be different depending on the lender and the program.
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