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What is CalHFA doing about foreclosures in California?

CalHFA is helping with this situation by making foreclosed properties easily accessible to first-time homebuyers through the Community Stabilization Home Loan Program and the SMART Loan Program.

To find out more on these programs and to see a list of available properties, visit the program descriptions for each program:

Community Stabilization Home Loan Program (CSHLP)

SMART Loan Program
KBID 429
Date Modified 1/20/2009
Date Created 1/20/2009
CalHFA does not lend money directly to consumers. CalHFA works through and uses approved private lenders to qualify consumers and to make all mortgage loans. CalHFA purchases closed loans that meet CalHFA's requirements. The fees consumers pay could be different depending on the lender and the program.
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