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Is CalHFA participating in the President’s Homeowner Affordability and Stability Plan?
Although the structure of CalHFA’s bond indentures, or obligations to our bondholders, prevents us from participating in President Obama’s refinance and modification plans, CalHFA has prepared its own loan modification program for those who have suffered a financial hardship and are concerned about missing payments on their CalHFA loan. CalHFA’s loan modification program began mid-May for people with CalHFA loans, so please visit the Loan Modification section of our web site for more information.
CalHFA does not lend money directly to consumers. CalHFA works through and uses approved private lenders to qualify consumers and to make all mortgage loans. CalHFA purchases closed loans that meet CalHFA's requirements. The fees consumers pay could be different depending on the lender and the program.
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