Your request is being processed...
- What is your phone number?
CalHFA’s main Sacramento Headquarters phone number is (toll free) 877.922.5432. If you’re a current CalHFA borrower and would like information about your loan, please call the Loan Servicing Department at 800.669.1079.
- What is CalHFA MAC?
CalHFA MAC was the CalHFA Mortgage Assistance Corporation, a nonprofit organization that was created specifically to receive and disburse federal funding for the Keep Your Home California program. CalHFA MAC’s Board of Directors and Officers were emp More...
-
I want to short-sell my home. Can CalHFA help me?
If you are having problems making mortgage payments and you are considering a Short Sale of your home, you should contact the CalHFA Loan Servicing Unit by calling us toll free at 800.669.1079. To qualify for possible assistance for a Short Sale: • Y More...
-
How do I apply for the Homeowner Assistance Fund for mortgage relief?
Please visit https://camortgagerelief.org/ for more information on the California Mortgage Relief program. In the meantime, if you need immediate assistance, please reach out to your mortgage servicer, contact a HUD-certified housing counselor at 1-800-569 More...
-
How do I file for the homeowners assistance program?
Please visit https://camortgagerelief.org/ for more information on the California Mortgage Relief program. In the meantime, if you need immediate assistance, please reach out to your mortgage servicer, contact a HUD-certified housing counselor at 1-800-569 More...
-
How can I find out if the down payment assistance
for our borrowers can be forgiven?
CalHFA down payment loans cannot be forgiven, although they can be subordinated in certain refinance cases. Here's the info on subordinations: http://www.calhfa.ca.gov/homeownership/programs/subordination.pdf
- Is it possible to refinance my CalHFA loan?
Certainly. CalHFA is prohibited from offering refinances, but you should be able to work through virtually any other bank. We'd suggest using a CalHFA Preferred Loan Officer, as they have undergone training and are familiar with CalHFA programs. You More...
- What credit score is necessary to qualify for a CalHFA loan?
Credit scores (also known as FICO [Fair Isaac COrporation] scores) are generally indicative of a borrower's likelihood to stay current on debts. Our minimum is currently 640-680, depending on the debt-to-income ratio in the loan application and which l More...
- What are the income limits?
Normal 0 MicrosoftInternetExplorer4 /* Style Definitions */ table.MsoNormalTable {mso-style-name:"Table Normal"; mso-tstyle-rowband-size:0; mso-tstyle-colband-size:0; mso-style-noshow:yes; mso-style-parent:""; mso-padding-alt:0in 5.4pt 0in 5.4pt; mso-para- More...
- Do I qualify for CalHFA programs?
Normal 0 MicrosoftInternetExplorer4 st1\:*{behavior:url(#ieooui) } /* Style Definitions */ table.MsoNormalTable {mso-style-name:"Table Normal"; mso-tstyle-rowband-size:0; mso-tstyle-colband-size:0; mso-style-noshow:yes; mso-style-parent:""; mso-padding-alt More...
- How do I find a CalHFA Loan Officer?
Check out our list of Preferred Loan Officers: https://welcomehome.calhfa.ca.gov/directory Any one of the loan officers listed will be more than happy to help you understand and proceed with securing a CalHFA loan for your home purchase. They also shoul More...
-
What loan programs does CalHFA offer?
Normal 0 false false false MicrosoftInternetExplorer4 CalHFA currently offers several first mortgages and down payment assistance programs. For detailed information on these programs, please visit our Program Descriptions page: http://calhfa.ca.gov/hom More...
|