I am refinancing a borrower with a CHDAP and need to know if we can subordinate the 2nd TD. We sell directly to FNMA/FREDDIE and the new 1st TD will be a HARP refinance.
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Here's everything you ever wanted to know about subordination of CHDAP:
CalHFA does not lend money directly to consumers. CalHFA works through and uses approved private lenders to qualify consumers and to make all mortgage loans. CalHFA purchases closed loans that meet CalHFA's requirements. The fees consumers pay could be different depending on the lender and the program.
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