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First-Time Homebuyers
Lenders/Realtors/Nonprofits
If borrower has 2106 expenses, do you deduct that from his/her compliance or qualifying income? If borrower has 2106 expenses do you deduct that from his/her qualifying income? The borrower is a w-2 Employee that receives a base salary and commission income.
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KBID
524
Date Created:
7/2/2015
Date Modified:
3/4/2019
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CalHFA uses lender qualifying income for income purposes, so use those guidelines.
CalHFA does not lend money directly to consumers. CalHFA works through and uses approved private lenders to qualify consumers and to make all mortgage loans. CalHFA purchases closed loans that meet CalHFA's requirements. The fees consumers pay could be different depending on the lender and the program.
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If borrower has 2106 expenses, do you deduct that from his/her compliance or qualifying income? If borrower has 2106 expenses do you deduct that from his/her qualifying income? The borrower is a w-2 Employee that receives a base salary and commission income.
https://www.fuzeqna.com/calhfa/ext/kbdetail.aspx?kbid=524
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Password
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Please choose a password composed of 6 to 20 varied letters, numbers and special characters, without whitespace characters or any of the following special characters: ' " / \ < >
Retype Password
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First Name
You must supply a first name.
Last Name
You must supply a last name.
Birthdate
(mm/dd/yyyy)
You must enter a birthdate.
The birthdate entered is invalid.
The birthdate entered is invalid.
Company
WARNING:
Password Security Question
Name of High School graduated from
Last name of favorite teacher
Son's middle name
Daughter's middle name
Pet's name
Square footage of home
First girlfriend's/boyfriend's name
What city were you born in?
On what street did you grow up?
What is your mother's maiden name?
What was your high school mascot?
Password Security Answer
You must provide an answer to the password security question in order to recover your password if lost.
Favorite Color
To improve security, you must provide a favorite color.
Terms of Use
I agree to the terms of use.
Your inquiry is being encrypted to protect your privacy.