What are the rates for Certificates?

Effective November 20, 2009

Certificates
	Term in Months	Minimum Deposit	Dividend	APY
	3	500	0.28	0.28
Super Saver²	12	100	0.46	0.46
Sky’s the Limit eBranch Special⁴	12	500	0.71	0.71
Sky’s the Limit³	12	5000	0.71	0.71
Veterans Family Fund	6	500	0.29	0.29
The certificates listed below are available for IRA funds
	6	500	0.29	0.29
	6	5000	0.35	0.35
Sky’s the Limit IRA⁴	12	500	0.46	0.46
	12	500	0.46	0.46
	12	5000	0.46	0.46
	18	500	0.68	0.68
	18	5000	0.81	0.81
	24	500	0.91	0.91
	24	5000	1.01	1.01
	36	500	1.12	1.13
	36	5000	1.18	1.19
	60	500	2.01	2.03
IRA Certificate Special	18	2000	0.68	0.68
Federally insured by the NCUA. APY = Annual Percentage Yield. Rate and terms subject to change without notice. Please refer to the Truth in Savings Disclosure for additional information. 1. Requires eStatements, valid email address, log in to eBranch at least 1/mo, receive an automated deposit or withdrawal to the checking account of at least $100 per cycle, 12 debit purchases posted to your account each cycle. Accounts that do not meet the qualification will receive a dividend of 0.25% APY; 2. Requires a $25 monthly minimum deposit for life of certificate; 3. Minimum $1,000 deposits can be made at anytime during the life of the certificate; 4. Minimum $500 deposits can be made at anytime during the life of the certificate.

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Anonymous

Posted: 4:17:46 PM on 11/13/2009	Approved: 8:55:10 AM on 11/16/2009 Rated Content: 2 out of 10
Points Awarded: 1 (1 Rating)

Have the rates appear as soon as you select, rather than scrolling down through advertisements.

Anonymous

Posted: 2:02:45 PM on 9/30/2009	Approved: 3:47:43 PM on 9/30/2009
Points Awarded: 1 (1 Rating)

Since you changed your web, i can not even find you regular cd rates-don't like it. All it shows now is the business cds

Editor Kimberly L. says: That was an incorrect link. Thank you for pointing it out to us! It has now been corrected. You can find consumer certificate rates by going to the personal tab and selecting certificates. You can also use the search function and search using the keyword "rates."

Anonymous

Posted: 8:49:30 AM on 8/30/2009	Approved: 9:51:58 AM on 8/31/2009 Rated Content: 3 out of 10
Points Awarded: 1 (1 Rating)

Alot of people in the world are unaware of how to canculate how much of money they will gain from investing in Certificat of deposits (CD, so their for look at your rates and direguard them alltogether, if you would be to abvertise expamples such as $500 CD would give you x amount of money in x amout of months then people would be more likly to invest into cd bonds and for some invist larger amounts displayed in exapmples.

Editor Kimberly L. says: The amount a person invests in a certificate will vary depending on how they use the account. If they leave the dividends in the certificate, they will earn more than if they have those dividends deposited into another account each month. You can calculate how much you might earn on a certificate by using the calculator on our website. Just click, resources, calculators and then select the certificate calculator.

Anonymous

Posted: 9:08:42 AM on 8/5/2009	Approved: 2:49:38 PM on 8/10/2009 Rated Content: 0 out of 10
Points Awarded: 1 (1 Rating)

your rates are to low

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