eFAQs

Other Secured and Unsecured

Loan Type

Terms

APR

HELOC

Prime + 1/2% APR, Minimum Rate 6.00% APR, Maximum rate 14.00% APR

6.00%

Personal Line of Credit

$15 annual fee,

Includes overdraft protection from Global account. Payment is $50 or 3% of balance, whichever is greater.  Variable Rate/

10.00%

to

14.00%

Signature Loan

Payment per month is $50 per $1,000 balance

16.00%

Share Secured Loan

Payment is $50 per $1000 balance

2.00% over current share rate, 5.00%  floor

Second Mortgages

LTV

Amount Financed

Term in Months

APR

80% 

10,000 to 50,000

120

7.75%

50,000 to 150,000

120

8.00%

10,000 to 50,000

60

7.00%

50,000 to 150,000

60

7.50%

Please contact Consumer Lending at 509.455.4700 or 800.676.4562 for further requirements.

All loans OAC.  Rates shown are for members with best credit history.  Your rate will be determined at time of approval based on your credit qualifications.  Loan origination fees apply: $30 for a loan of $6000 or less and a$50 for a loan of $6001 or more.  Additional fees may apply to HELOCs and second mortgages.  For variable rate products your rate may change after the accounts is opened.