Effective November 20, 2009
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Business Shares
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Account Type
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Minimum Deposit
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Amount
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Dividend
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APY*
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Rate
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Share Account (Savings)
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None
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0.25
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0.25
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Share Draft Account (Advantage Plus Checking)
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$1,000
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0.10
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0.10
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Advantage Business
High Yield Money Market1
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$2,000
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Up
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to
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24,999.99
|
0.24
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0.24
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|
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25,000
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49,999.99
|
0.37
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0.37
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|
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50,000
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|
99,999.99
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0.44
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0.44
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|
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100,000
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|
499,999.99
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0.62
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0.62
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|
|
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500,000
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and above
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0.81
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0.81
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Business Certificates
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Terms in Months
|
Minimum Deposit
|
Dividend Rate
|
APY
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|
|
|
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|
|
|
|
|
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3
|
$500
|
0.28
|
0.28
|
|
|
|
|
Super Saver *
|
12
|
100
|
0.46
|
0.46
|
|
|
|
|
Sky's the Limit - eBranch Special**
|
12
|
500
|
0.46
|
0.46
|
|
|
|
|
Sky's the Limit ***
|
12
|
5,000
|
0.46
|
0.46
|
|
|
|
|
|
6
|
500
|
0.29
|
0.29
|
|
|
|
|
|
|
5000
|
0.35
|
0.35
|
|
|
|
|
Sky's the Limit ***
|
12
|
500
|
0.46
|
0.46
|
|
|
|
|
|
|
500
|
0.46
|
0.46
|
|
|
|
|
|
|
5000
|
0.46
|
0.46
|
|
|
|
|
|
18
|
500
|
0.68
|
0.68
|
|
|
|
|
|
|
5000
|
0.81
|
0.81
|
|
|
|
|
|
24
|
500
|
0.91
|
0.91
|
|
|
|
|
|
|
5000
|
1.01
|
1.01
|
|
|
|
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|
36
|
500
|
1.12
|
1.13
|
|
|
|
|
|
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5000
|
1.18
|
1.19
|
|
|
|
|
|
60
|
500
|
2.01
|
2.03
|
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Annual Percentage Yield
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1Once a particular balance range is met on the business account, the dividend rate and APY for that balance range will apply only to the balance in that particular range.
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*Requires a $25 monthly minimum deposit for life of certificate
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**Minimum $500 deposits can be made at anytime during the life of the certificate
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***Minimum $1000 deposits can be made at anytime during the life of the certificate
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Please Note: Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period. The dividend rate and annual percentage yield on these non-term share accounts may change every dividend period. We may change the dividend rate for your account as determined by the credit union board of directors. The Annual Percentage Yield assumes reinvestment of the monthly dividends. Please refer to the Truth in Savings Disclosure for additional information. This credit union is federally insured by the National Credit Union Administration.
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