Effective August 29, 2014.

Certificates
  Term in Months Minimum Deposit Dividend APY
  3 1000 0.10 0.10
Super Saver2 12 100 0.18 0.18
Sky’s the Limit3 12 1000 0.18 0.18
The certificates listed below are available for IRA funds
  6 1000 0.15 0.15
Sky’s the Limit IRA4 12 500 0.18 0.18
  12 1000 0.20 0.20
         18 1000 0.25 0.25
  24 1000 0.51 0.51
  36 1000 1.01 1.01
  60 1000 1.35 1.36
Federally insured by the NCUA.  APY = Annual Percentage Yield.  Rate and terms subject to change without notice. Please refer to the Truth in Savings Disclosure for additional information.  1. Requires eStatements, valid email address, log in to eBranch at least 1/mo, receive an automated deposit or withdrawal to the checking account of at least $100 per cycle, 12 debit purchases posted to your account each cycle.  Accounts that do not meet the qualification will receive a dividend of 0.25% APY; 2.  Requires a $25 monthly minimum deposit for life of certificate; 3. Minimum $1,000 deposits can be made at anytime during the life of the certificate; 4. Minimum $500 deposits can be made at anytime during the life of the certificate.