Effective July 25 2014.

 

Other Secured and Unsecured
Loan Type Terms APR
HELOC Prime + 1/2% APR, Minimum Rate 6.00% APR, Maximum rate 14.00% APR 6.00%
Personal Line of Credit $15 annual fee,
Includes overdraft protection from Global account. Payment is $50 or 3% of balance, whichever is greater.  Variable Rate/
10.00%
to
12.00%
Signature Loan Terms available up to 48 months, depending on amount financed  
9.00%
to
12.00%
 
Share Secured Loan Minimum payment is $30, max term 120 months 2.00% over current share rate, 5.00%  floor
Second Mortgages
LTV Amount Financed Term in Months APR
85%  50,001 to 150,000 180 5.69%
  10,000 to 50,000 120 5.50%
  50,001 to 150,000 120 4.69%
  10,000 to 50,000 84 4.64%
  50,001 to 150,000 84 4.64%
  10,000 to 150,000 60 4.59%
70% 50,001 to 150,000 180 3.99%
  15,000 to 50,000 120 3.74%
  50,001 to 150,000 120 3.24%
  10,000 to 50,000 84 3.14%
  50,001 to 150,000 84 3.09%
  10,000 to 150,000 60 2.99%
*Please contact Consumer Lending at 509.455.4700 or 800.676.4562 for further requirements.



All loans OAC.  Rates shown are for members with best credit history.  Your rate will be determined at time of approval based on your credit qualifications.  Additional fees may apply to HELOCs and second mortgages.  For variable rate products your rate may change after the accounts is opened.