Home Loan centers available to serve you

Spokane Home Loan Center at 509-455-4663         N. Idaho Home Loan Center at 208-666-9418

 Loan Type

Interest Rate

 APR

Points

Estimated Payments

Example Loan Amount

Down Payment

Conventional 30 Yr 4.500 4.875  0.125 $810.70 $200,000 $40,000
Conventional 15 Yr 4.125  4.625

 0.125

$1,193.55 $200,000 $40,000
FHA 30 Year 4.125 5.125

 0.000

$789.01 $200,000 $40,000


All Rates assume a 1% Origination Point on 60 day pricing. Rate and Annual Percentage Rate (APR) estimates based on a $200,000 Purchase transaction with an LTV of 80% and a minimum Credit Score of 740. Loans with down payments of less than 20% may require mortgage insurance which could increase the APR.Your APR will vary based on final loan amount and finance charges. Additional rate and/or fee's apply for transactions such as Non-Owner Occupied properties, refinance transactions and credit worthiness. Please contact your local branch for additional details. Rate and fee's subject to change without notice.Payments shown do not reflect amounts for taxes and insurance. The actual payment obligation will be greater.