Date Created: 5/1/2008
Date Modified: 4/14/2011
$25.00 or the amount of the required minimum payment, whichever is less, if you are 5 or more days late in making a payment. In the event you fail to make a payment on time in any of the 6 billing cycles following the violation, you will be charged $35.00 or the amount of the requirement minimum payment, whichever is less.
I currently have had a Visa Classic Card for about 5 yrs. I just recently paid it off again. It has a $5000 limit. Would i be able to easily switch it to the 8% card? I drive truck and use the card when I am away from home. Thanks
Posted: 2/18/2012 9:34:03 AM
| Approved: 2/20/2012 4:43:56 PM
Points Awarded: 1.00 (1 Rating)
Thanks for asking about our credit cards! Each
card has different criteria for approval, so we
would need to review a formal loan application
from you again. We'd be happy to chat with you
more about it. You can contact us by phone or
you can submit an app online at
globalcu.org/loans and just note that you want
to switch cards.
How about 24 months 0% interest on balance transfers?
Posted: 2/7/2011 6:57:34 PM
| Approved: 2/9/2011 5:16:11 PM
Thank you for your feedback. Because our card
rates are consistently low we generally don't
have "teaser" offers, but we'll pass the idea on
and appreciate you sharing your thoughts with
Where are the promo rates?
Posted: 2/7/2011 11:10:03 AM
| Approved: 2/7/2011 2:35:59 PM
| Rated Content: 0.0 out of 10
Which prmotional rates would you like to see?
Depending upon the type of promotion they may be
on a product specific web page or, if it is for
an event (such as a boat show) they would only
be published at the event.
The link to calculate "how long it would take to pay?" does not seem to be working.
Posted: 11/3/2010 3:04:08 PM
| Approved: 11/4/2010 4:59:11 PM
Thank you for letting us know! The link is
Having a visa calculator. I wanted to see how long it would take to pay off a 8.9% visa with a $5000.00 balance.
Posted: 8/4/2009 5:21:15 PM
| Approved: 8/10/2009 2:51:39 PM
| Rated Content: 3.0 out of 10
Great idea! We have added a link to a
calculator. To pay off a $5000 balance @ 8.9%
APR it would take 39 months and cost $765.48 in
interest charges. This assumes a monthly payment
of $150 dollars (the initial minimum payment).
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