KBID 959 Date Created: 5/1/2008 Date Modified: 4/14/2011
$25.00 or the amount of the required minimum payment, whichever is less, if you are 5 or more days late in making a payment. In the event you fail to make a payment on time in any of the 6 billing cycles following the violation, you will be charged $35.00 or the amount of the requirement minimum payment, whichever is less.
Anonymous
I currently have had a Visa Classic Card for about 5 yrs. I just recently paid it off again. It has a $5000 limit. Would i be able to easily switch it to the 8% card? I drive truck and use the card when I am away from home. Thanks
Posted: 2/18/2012 9:34:03 AM | Approved: 2/20/2012 4:43:56 PM
Points Awarded: 1.00 (1 Rating)
Kimberly LEditor
Thanks for asking about our credit cards! Each card has different criteria for approval, so we would need to review a formal loan application from you again. We'd be happy to chat with you more about it. You can contact us by phone or you can submit an app online at globalcu.org/loans and just note that you want to switch cards.
How about 24 months 0% interest on balance transfers?
Posted: 2/7/2011 6:57:34 PM | Approved: 2/9/2011 5:16:11 PM
Thank you for your feedback. Because our card rates are consistently low we generally don't have "teaser" offers, but we'll pass the idea on and appreciate you sharing your thoughts with us!
Where are the promo rates?
Posted: 2/7/2011 11:10:03 AM | Approved: 2/7/2011 2:35:59 PM | Rated Content: 0.0 out of 10
Which prmotional rates would you like to see? Depending upon the type of promotion they may be on a product specific web page or, if it is for an event (such as a boat show) they would only be published at the event.
The link to calculate "how long it would take to pay?" does not seem to be working.
Posted: 11/3/2010 3:04:08 PM | Approved: 11/4/2010 4:59:11 PM
Thank you for letting us know! The link is working now.
Having a visa calculator. I wanted to see how long it would take to pay off a 8.9% visa with a $5000.00 balance.
Posted: 8/4/2009 5:21:15 PM | Approved: 8/10/2009 2:51:39 PM | Rated Content: 3.0 out of 10
Great idea! We have added a link to a calculator. To pay off a $5000 balance @ 8.9% APR it would take 39 months and cost $765.48 in interest charges. This assumes a monthly payment of $150 dollars (the initial minimum payment).
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