Knowledge Base

%%Rate_Effective_Date%% Share Accounts Account Type Minimum Deposit Amount Dividend Rate APY Savings None None 0.10 0.10 Advantage Checking None None None None Advantage Plus Checking $1000 None 0.05 0.05 eVelocity Checking 1 None Up to 10,000 $10,000.01 and above 2.01 0.25 2.03 0.25 Christmas Club Offered October through January only None None 0.10 0.10 IRA Contributory Savings $100 None 0.20 0.20 Health Savings Account None None 0.20 0.20 Bridal Registry Account None None 0.10 0.10 Adv  More...

Loan Type Interest Rate APR Points Conventional 30 Yr 3.875 4.250 -0.125 Conventional 15 Yr 3.000 3.375 0.000 FHA 30 Year 3.250 3.625 0.250 All Rates assume a 1% Origination Point on 60 day pricing. Rate and APR estimates based on a $200,000 Purchase transaction with an LTV of 80% and a minimum Credit Score of 740. Your APR will vary based on final loan amoun  More...

%%Rate_Effective_Date%% Certificates Term in Months Minimum Deposit Dividend APY 3 500 0.15 0.15 Super Saver 2 12 100 0.25 0.25 Sky’s the Limit eBranch Special 4 12 500 0.25 0.25 Sky’s the Limit 3 12 5000 0.28 0.28 The certificates listed below are available for IRA funds 6 500 0.18 0.18 6 5000 0.21 0.21 Sky’s the Limit IRA 4 12 500 0.25 0.25 12 500 0.25 0.25 12 5000 0.28 0.28 18 500 0.33 0.33 18 5000 0.35 0.35 24 500 0.52 0.52 24 5000 0.62 0.62 36  More...

%%Rate_Effective_Date%% Business Shares Account Type Minimum Deposit Amount Dividend APY* Rate Share Account (Savings) None 0.10 0.10 Share Draft Account (Advantage Plus Checking) $1,000 0.05 0.05 Advantage Business High Yield Money Market 1 $2,000 Up to 24,999.99 0.12 0.12 25,000 49,999.99 0.17 0.17 50,000 99,999.99 0.21 0.21 100,000 499,999.99 0.24 0.24 500,000 and above 0.29 0.29 Business C  More...

Visa Platinum Visa Gold Visa Classic Master Card APR 8.90% 9.90% 13.92% 15.96% Grace Period 25 days 25 days 25 days 25 days Annual Fee $20 None $12 $18 Minimum Finance Charge $0 Method of Computing Balance for Purchases Average Daily Balance, including new purchases Cash Advance Fee $0 Balance Transfer Fee $0 Late Fee $25.00 or the amount of the required minimum payment, whichever is less, if you are 5 or more days late in making a payment. In the event you fail to make a payment on time in any   More...

%%Rate_Effective_Date%% Other Secured and Unsecured Loan Type Terms APR HELOC Prime + 1/2% APR, Minimum Rate 6.00% APR, Maximum rate 14.00% APR 6.00% Personal Line of Credit $15 annual fee, Includes overdraft protection from Global account. Payment is $50 or 3% of balance, whichever is greater. Variable Rate/ 10.00% to 14.00% Signature Loan Terms available up to 48 months, depending on amount financed 9.00% to 10.50% Share Secured Loan Minimum payment is $30, max term 120 months 2.00% ove  More...

Our Real Estate Partners As experienced home loan experts we work with a variety of qualified real estate professionals. If you're looking for an agent or builder please consider one of our valued partners. While we highly recommend the following agents, we must advise you that by clicking on any of the links you are leaving Global Credit Union's website and we can not be responsible for any content outside our site. Featured Partner of the Month Jason Walker The Jason Walker Team Pho  More...