A recent amendment to the federal Fair Credit Reporting Act requires each of the major nationwide consumer reporting companies to provide you with a free copy of your credit reports, at your request, once every 12 months.

 

To order your free annual report from one or all the national consumer reporting companies, visit www.annualcreditreport.com.  You may also call toll-free 877-322-8228, or complete the Annual Credit Report Request Form and mail it to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281.  You will find the request form at www.ftc.gov/credit.

 

Do not contact the three nationwide reporting companies individually.