The State's Division of Financial Institutions regulates state-chartered credit unions. Federally-chartered credit unions are regulated by the National Credit Union Administration (NCUA), an agency of the Federal Government. Since JAXFCU is a federally chartered credit union, we are regulated by the NCUA.

Credit unions are subject to much of the same consumer regulations as other financial institutions. In some cases, such as investments and mortgage business lending, credit unions must adhere to more strict regulations.