The transfer fee for a Domestic Outgoing Wire is $20, the transfer fee for an International Outgoing Wire is $45. Additional fees may apply as other banks involved in the funds transfer may impose additional charges. Learn More About Wires >

There are no annual fees on credit cards offered by Monterra Credit Union. Interest rates will differ based on credit rating and product selected. Visit our Credit Cards page to learn more .

No , Monterra Credit Union does not charge any loan processing fees.

Monterra Credit Union focuses on services that meet the core needs of their local communities—such as savings, loans, and checking—rather than niche services such as foreign currency exchange, which is not used frequently by the majority of members. Currency exchange can be costly to implement and maintain, particularly for credit unions as it involves fluctuating exchange rates, counterfeit currency risks, and the need for up-to-date systems to manage conversions—adding operat  More...

Easily manage and pay your bills all in one place—securely and conveniently. With Bill Pay from Monterra Credit Union, you can send payments to almost anyone in the U.S., whether it's a major service provider or a local business. Pay your credit cards, utility bills, auto loans, medical providers, daycare centers, and more—without writing checks or mailing payments. Benefits of Bill Pay: Save time by paying multiple bills from one secure dashboard. Stay organized with scheduled a  More...

Bill Pay is a free service for Monterra Credit Union members — there are no fees to use it.