OUR MISSION
The history of Orange County’s Credit Union is the history of commitment. Commitment to personal service. Commitment to stable growth. And commitment to constantly earning the trust of our members, through every season of life.
WHO WE ARE

Orange County’s Credit Union offers the access, security, and stability of any high-profile bank, with access to over 28,000 CO-OP Network ATMs, as well as investment options, auto loans, and mortgages. But, unlike your typical bank, we offer lower loan rates and fewer fees, based on the strength of our over $947 million in assets. Instead of automated call centers, our service reps offer “one-on-one” service.
And unlike today’s banks, we’re a member-owned, not-for-profit financial institution. Which means all revenues are shared among our 79,000 members. Since our inception 70 years ago, we’ve cultivated steady, sensible growth. But we’ve never lost sight of our original goal: personal service built on a stable financial foundation.
WHY WE'RE DIFFERENT
Orange County’s Credit Union exists solely for the benefit of its Members. What does that mean for you? Well, as a Member-owned and not-for-profit organization it means we return our profits to Members in the form of higher savings rates and lower loan rates. It’s nothing but upside for you. Plus, your money is federally insured to at least $250,000 by NCUA.
Best of all, we care about your unique story and want to help you achieve all your financial dreams. We look forward to having you as a Member!
Membership Benefits
• Many ways to qualify for FREE Checking
• 29,500 FREE ATMs
• FREE Debit MasterCard®
• FREE Online Banking and Bill Payment*
• FREE Youth Accounts
• Relationship Rewards Program
• Discount Tickets to Movies, Theme and Water Parks, Zoos and Aquariums, and more
• FREE Financial Counseling and Education
Join Today
Membership is available to anyone who lives or works in Orange or Riverside Counties and the neighboring communities of Long Beach, Signal Hill, Lakewood, and Cerritos. Lifetime Membership is just $10! More than 79,000 people just like you have made the switch. Come experience the Credit Union Difference.
Click here to open your account securely online.
*If Online Bill Payment is not used at least once in a 90-day period, a $4.95 per month fee applies.