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  • 1. How do I save for a vacation? Views: 55 Public
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    Terms of Use Here are some ideas to help you create a savings plan. Whether you want to go on a dream vacation or save money for any big expenditure, try following these steps. Check out the simple budget worksheet in the Related Content section for help. Step One Of course, you won't be able to dip your toes in the water until you first set your sites on how much your piece of paradise will cost. Tally up your transportation, hotel, dining and entertainment cost estimates, and then divi  More...
  • 2. Tons of Ways to Save Money Views: 49 Public
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    Terms of Use Transportation Airline Fares Car Rental New Cars Used Cars Auto Leasing Gasoline Car Repairs Insurance Auto Insurance Homeowner/Renter Insurance Life Insurance Banking/Credit Checking Savings and Investment Products Credit Cards Auto Loans First Mortgage Loans Mortgage Refinancing Home Equity Loans Housing Home Purchase Renting a Place to Live Home Improvement Major Appliances Utilities Electricity Home Heating Telephone Service Other Food Purchased at Markets Prescription Drugs F  More...
  • 3. Quick Cost Cutting: Car Rentals Views: 46 Public
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    Terms of Use For quick cost cutting on your next car rental , try this: Go off-site. Renting from airport car rental facilities is often more expensive. Check out nonairport locations to see if you can save on rental rates. Go on-line. Check out rental rates on sites such as Expedia, Hotwire, Priceline, Travelocity, Kayak for the lowest rates by city or airport location . Be sure to compare all-in costs including taxes and fees . You can also go directly to rental car web sites to l  More...
  • 4. Quick Cost Cutting: Gasoline Views: 42 Public
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    Terms of Use With gasoline prices on the rise, there has never been a better time to tune up your car and practice energy-wise driving techniques. Below is a list of tips that will not only improve your car's gas mileage, but also improve your car's overall performance and safety while reducing wear and tear on your car's engine. Driving Tips The first place to start is to drive smart. By simply practicing efficient driving techniques you can improve your car's fuel economy by   More...
  • 5. Quick Cost Cutting: Homeowners Insurance Views: 41 Public
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    Terms of Use Things to consider when looking to cut costs on your homeowners insurance: Deductible The first place to start is to consider your deductible. You can save up to 25 percent by simply bumping up the deductible on your homeowners policy from $500 to $1,000. Usually, you won't file a claim unless there's a large damage, so anything less than $1,000 wouldn't be turned over to your insurance anyway. Multiple Policy Discount If you combine your homeowners policy with at  More...
  • 6. Saving money on car repairs Views: 41 Public
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    Terms of Use: How to Choose a Repair Shop What should I look for when choosing a repair shop? Ask for recommendations from friends, family, and other people you trust. Look for an auto repair shop before you need one to avoid being rushed into a last-minute decision. Shop around by telephone for the best deal, and compare warranty policies on repairs. Ask to see current licenses if state or local law requires repair shops to be licensed or registered. Also, your state Attorney General's offi  More...
  • 7. Saving money when buying food Views: 40 Public
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    Terms of Use Plan Ahead Before you head to the store, keep in mind your family's needs. What does my family like? How many of us will be eating? What do the kids or older people need? How much money did I budget for food purchases? Will we be eating away from home, so that I should buy less food? Will friends and relatives come over for meals? Plan the menus for your family meals. Your family needs and tastes Good nutritious foods Variety of foods keeping in mind texture, color, fl  More...
  • 8. Quick Cost Cutting: Cell Phones Views: 39 Public
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    Terms of Use For quick cost cutting on your cell phone bills, try this: Check your minutes. If you're paying for more minutes than you typically use, you're paying too much. Of course, going over your allotted minutes can cost a lot. Monitor your minutes for a couple of months, then make sure you pay for what you need. You can always check your minutes online or with your phone between during the month, too. Forget about the extras. Is it really necessary to pay for special r  More...
  • 9. Saving money when moving Views: 39 Public
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    Terms of Use Whether moving across town or across the country, moving is often more expensive than most people realize. Here are some money-saving tips: Map out a budget before you pack a single box. Decide whether you'll haul things yourself or to hire a moving company. Depending on when and where you'll be moving (in addition to how much you'll be moving), hiring a moving company can cost anywhere between $800 to $4000. If you decide to hire a moving company, be sure t  More...
  • 10. Saving money on energy costs Views: 38 Public
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    Terms of Use NO-COST TIPS Eliminate Wasted Energy Turn off appliances, lights, and equipment when not in use. You can also save by unplugging electronic devices and chargers when they are not in use. Don't forget to turn computers and printers off at the power strip. Turn Up Your Thermostat During warm weather months, set your thermostat to 78 degrees or higher when you are home, and 85 degrees or off when you are away. Using ceiling or room fans allows you to set the thermostat higher   More...
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