Auto Loans

We like to keep it simple.  "New" auto loans are the most recent 4 model years and "Used" auto loans are everything 5+ model years and older.   We can finance up to 125% NADA retail value (on approved credit)*. 

Current Rates

New autos (4 model years old and newer) 

  • 4.00% APR to 9.00% APR  - Up to 60 months. 
  • 4.75% APR to 9.25% APR - 61 to 72 months (minimum loan amount of $20,000) 
  • 5.00% APR to 9.50% APR - 72 to 84 months (minimum loan amount of $20,000)

Used autos (5+ years old)

  • 5.00% APR to 9.50% APR  - Up to 60 months. 
  • 5.25% APR to 9.75% APR - 61 to 72 months (minimum loan amount of $20,000) 
  •  5.50% APR to 10.00% APR - 72 to 84 months (minimum loan amount of $20,000)


*  Rates, term and amount financed depends on credit. APR=Annual Percentage Rate.