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  • 1. Tons of Ways to Save Money Views: 56
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    Terms of Use Transportation Airline Fares Car Rental New Cars Used Cars Auto Leasing Gasoline Car Repairs Insurance Auto Insurance Homeowner/Renter Insurance Life Insurance Banking/Credit Checking Savings and Investment Products Credit Cards Auto Loans First Mortgage Loans Mortgage Refinancing Home Equity Loans Housing Home Purchase Renting a Place to Live Home Improvement Major Appliances Utilities Electricity Home Heating Telephone Service Other Food Purchased at Markets Prescription Drugs F  More...
  • 2. Quick Cost Cutting: Car Expenses Views: 39
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    Terms of Use: For quick cost cutting on your car expenses, try this : Change your oil less frequently. A survey by AAA found that 95 percent of drivers had oil changes more often than necessary. Heavily used cars like taxis need an oil change every 3,000 miles, but if you have normal usage, you can expect to need an oil change every 7,500 miles. Comparison shop for auto repairs. It's a good idea to get 3 estimates and let each company know that you are shopping around for the best deal o  More...
  • 3. Quick Cost Cutting: Food Expenses Views: 34
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    Terms of Use: For quick cost cutting on your food expenses, try this : If you buy lunch each day, try brown-bagging it instead. If you brought the same items you purchased at the deli or restaurant, you could likely save at least half the cost. If you are hooked on a daily latte, you could cut your cost in half by ordering a misto (brewed coffee with steamed milk, as opposed to espresso with steamed milk). Of course, skipping the coffee shop and brewing your own is cheaper yet. If you wan  More...
  • 4. Quick cost cutting: gasoline Views: 32
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    Terms of Use: With gasoline prices rising fast and furiously, there has never been a better time to tune up your car and practice energy wise driving techniques. Below is a list of tips that will not only improve your car's gas mileage, but also improve your car's overall performance and safety while reducing wear and tear on your car's engine. Driving Tips The first place to start is to drive smart. By simply practicing efficient driving techniques you can improve your car's fuel economy by mor  More...
  • 5. Saving money on energy costs Views: 31
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    Terms of Use: NO COST TIPS Eliminate Wasted Energy Turn off appliances, lights, and equipment when not in use. You can also save by unplugging electronic devices and chargers when they are not in use. Don't forget to turn computers and printers off at the power strip. Turn Up Your Thermostat During warm weather months, set your thermostat to 78 degrees or higher when you are home, and 85 degrees or off when you are away. Using ceiling or room fans allows you to set the thermostat higher beca  More...
  • 6. Quick Cost Cutting: Homeowners Insurance Views: 30
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    Terms of Use Things to consider when looking to cut costs on your homeowners insurance: Deductible The first place to start is to consider your deductible. You can save up to 25 percent by simply bumping up the deductible on your homeowners policy from $500 to $1,000. Usually, you won't file a claim unless there's a large damage, so anything less than $1,000 wouldn't be turned over to your insurance anyway. Multiple Policy Discount If you combine your homeowners policy with at  More...
  • 7. Quick Cost Cutting: Electricity Views: 30
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    Terms of Use For quick cost cutting on your electricity bill , try this : Contact your utility company . Many offer a free home-energy audit . You may find that making simple changes like running the dishwasher at night rather than during the day could reduce your electric bill by up to 40 percent . Off-peak rates and other options can save you $ 100 a year . Be sure to check out the savings possible under load management programs , too . With these programs , you can get discounts   More...
  • 8. Tips for buying affordable, healthy foods Views: 30
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    Terms of Use: BREADS AND GRAINS Look for bargains on day-old bread and bakery products. Buy regular rice, oatmeal, and grits instead of the instant and flavored types. Try whole-grain bread and brown rice to add nutrients and variety to family meals. VEGETABLES AND SALADS Look for large bags of frozen vegetables. They may be bargains and you can cook just the amount you need, close the bag tightly, and put the rest back in the freezer. Foods at salad bars can be costly. Some food items—   More...
  • 9. Saving money when traveling Views: 29
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    Terms of Use Car travel tips: Use a map and highlight the routes you want to take before you start. Judge distances and driving times beforehand so you can avoid cities during high traffic peaks. Ask tourist offices for specific maps, scenic route suggestions, and current traffic delay information. Use small grocery bags with handles to hang in your car for your garbage. Freeze your small containers of juice or water to serve as additional freezer packs in your cooler. Helps to keep these d  More...
  • 10. Saving money when moving Views: 29
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    Terms of Use Whether moving across town or across the country, moving is often more expensive than most people realize. Here are some money-saving tips: Map out a budget before you pack a single box. Decide whether you'll haul things yourself or to hire a moving company. Depending on when and where you'll be moving (in addition to how much you'll be moving), hiring a moving company can cost anywhere between $800 to $4000. If you decide to hire a moving company, be sure t  More...
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