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  • 1. Tons of Ways to Save Money Views: 61
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    Terms of Use Transportation Airline Fares Car Rental New Cars Used Cars Auto Leasing Gasoline Car Repairs Insurance Auto Insurance Homeowner/Renter Insurance Life Insurance Banking/Credit Checking Savings and Investment Products Credit Cards Auto Loans First Mortgage Loans Mortgage Refinancing Home Equity Loans Housing Home Purchase Renting a Place to Live Home Improvement Major Appliances Utilities Electricity Home Heating Telephone Service Other Food Purchased at Markets Prescription Drugs F  More...
  • 2. Saving money on energy costs Views: 60
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    Terms of Use: NO COST TIPS Eliminate Wasted Energy Turn off appliances, lights, and equipment when not in use. You can also save by unplugging electronic devices and chargers when they are not in use. Don't forget to turn computers and printers off at the power strip. Turn Up Your Thermostat During warm weather months, set your thermostat to 78 degrees or higher when you are home, and 85 degrees or off when you are away. Using ceiling or room fans allows you to set the thermostat higher beca  More...
  • 3. Quick Cost Cutting: Property Taxes Views: 58
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    Terms of Use: For quick cost cutting on your property taxes, try this : Contact your local assessor's office and find out what property taxes your neighbors are paying. If your house is comparable but your tax bill is higher, you may want to challenge it. Act quickly after you receive your assessment if you decide to challenge it. On your property tax statement, be sure to read the description of your home. An overstatement of your square footage or the number of bathrooms, for example,  More...
  • 4. Saving money when traveling Views: 57
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    Terms of Use Car travel tips: Use a map and highlight the routes you want to take before you start. Judge distances and driving times beforehand so you can avoid cities during high traffic peaks. Ask tourist offices for specific maps, scenic route suggestions, and current traffic delay information. Use small grocery bags with handles to hang in your car for your garbage. Freeze your small containers of juice or water to serve as additional freezer packs in your cooler. Helps to keep these d  More...
  • 5. Quick Cost Cutting: Prescription Drugs Views: 56
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    Terms of Use For quick cost cutting on your prescription drugs, try this : Cut your bills in half by buying generic drugs instead of name brands. Buy your prescriptions via mail order through a drugstore chain or your company health plan. Slice your pills. Sometimes you can save money by asking your doctor to prescribe a double dosage of a drug and then splitting the pills in half. Shop around. Pharmacies sometimes charge very different prices for the same drugs.
  • 6. How do I save for a vacation? Views: 55
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    Terms of Use Here are some ideas to help you create a savings plan. Whether you want to go on a dream vacation or save money for any big expenditure, try following these steps. Check out the simple budget worksheet in the Related Content section for help. Step One Of course, you won't be able to dip your toes in the water until you first set your sites on how much your piece of paradise will cost. Tally up your transportation, hotel, dining and entertainment cost estimates, and then divi  More...
  • 7. Saving money when moving Views: 53
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    Terms of Use Whether moving across town or across the country, moving is often more expensive than most people realize. Here are some money-saving tips: Map out a budget before you pack a single box. Decide whether you'll haul things yourself or to hire a moving company. Depending on when and where you'll be moving (in addition to how much you'll be moving), hiring a moving company can cost anywhere between $800 to $4000. If you decide to hire a moving company, be sure t  More...
  • 8. Quick Cost Cutting: Homeowners Insurance Views: 52
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    Terms of Use Things to consider when looking to cut costs on your homeowners insurance: Deductible The first place to start is to consider your deductible. You can save up to 25 percent by simply bumping up the deductible on your homeowners policy from $500 to $1,000. Usually, you won't file a claim unless there's a large damage, so anything less than $1,000 wouldn't be turned over to your insurance anyway. Multiple Policy Discount If you combine your homeowners policy with at  More...
  • 9. Quick Cost Cutting: Electricity Views: 52
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    Terms of Use For quick cost cutting on your electricity bill , try this : Contact your utility company . Many offer a free home-energy audit . You may find that making simple changes like running the dishwasher at night rather than during the day could reduce your electric bill by up to 40 percent . Off-peak rates and other options can save you $ 100 a year . Be sure to check out the savings possible under load management programs , too . With these programs , you can get discounts   More...
  • 10. Quick Cost Cutting: Car Rentals Views: 52
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    Terms of Use: For quick cost cutting on your next car rental , try this: Go off-site. Renting from airport car rental facilities is often more expensive. Check out nonairport locations to see if you can save on rental rates. Go on-line. Check out rental rates on sites such as Expedia, Orbitz, Travelocity, BookingBuddy, CarRentals.com, and Vroom Vroom Vroom for the lowest rates by city or airport location . Be sure to compare all-in costs including taxes and fees . You can also go direc  More...
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