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  • 1. Tons of Ways to Save Money Views: 53 Public
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    Terms of Use Transportation Airline Fares Car Rental New Cars Used Cars Auto Leasing Gasoline Car Repairs Insurance Auto Insurance Homeowner/Renter Insurance Life Insurance Banking/Credit Checking Savings and Investment Products Credit Cards Auto Loans First Mortgage Loans Mortgage Refinancing Home Equity Loans Housing Home Purchase Renting a Place to Live Home Improvement Major Appliances Utilities Electricity Home Heating Telephone Service Other Food Purchased at Markets Prescription Drugs F  More...
  • 2. Are credit counseling agencies a good idea for me? Views: 53 Public
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    Terms of Use Claims of wiping away your debt problems painlessly may be too good to be true. While some credit counseling agencies may help those who are behind in their debts to get back on their feet, others may not be on the up and up. The National Foundation for Credit Counseling with nonprofit affiliate offices in just about every city, originated the concept of negotiating lower interest rates and payment plans for people who had fallen behind. With consumer debt at an all-time hig  More...
  • 3. Saving money on car repairs Views: 52 Public
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    Terms of Use: How to Choose a Repair Shop What should I look for when choosing a repair shop? Ask for recommendations from friends, family, and other people you trust. Look for an auto repair shop before you need one to avoid being rushed into a last-minute decision. Shop around by telephone for the best deal, and compare warranty policies on repairs. Ask to see current licenses if state or local law requires repair shops to be licensed or registered. Also, your state Attorney General's offi  More...
  • 4. Quick cost cutting: gasoline Views: 44 Public
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    Terms of Use With gasoline prices rising fast and furiously, there has never been a better time to tune up your car and practice energy wise driving techniques. Below is a list of tips that will not only improve your car's gas mileage, but also improve your car's overall performance and safety while reducing wear and tear on your car's engine. Driving Tips The first place to start is to drive smart. By simply practicing efficient driving techniques you can improve your car's fu  More...
  • 5. Quick Cost Cutting: Food Expenses Views: 43 Public
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    Terms of Use: For quick cost cutting on your food expenses, try this : If you buy lunch each day, try brown-bagging it instead. If you brought the same items you purchased at the deli or restaurant, you could likely save at least half the cost. If you are hooked on a daily latte, you could cut your cost in half by ordering a misto (brewed coffee with steamed milk, as opposed to espresso with steamed milk). Of course, skipping the coffee shop and brewing your own is cheaper yet. If you wan  More...
  • 6. Quick Cost Cutting: Car Expenses Views: 43 Public
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    Terms of Use: For quick cost cutting on your car expenses, try this : Change your oil less frequently. A survey by AAA found that 95 percent of drivers had oil changes more often than necessary. Heavily used cars like taxis need an oil change every 3,000 miles, but if you have normal usage, you can expect to need an oil change every 7,500 miles. Comparison shop for auto repairs. It's a good idea to get 3 estimates and let each company know that you are shopping around for the best deal o  More...
  • 7. Saving money on energy costs Views: 42 Public
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    Terms of Use NO COST TIPS Eliminate Wasted Energy Turn off appliances, lights, and equipment when not in use. You can also save by unplugging electronic devices and chargers when they are not in use. Don't forget to turn computers and printers off at the power strip. Turn Up Your Thermostat During warm weather months, set your thermostat to 78 degrees or higher when you are home, and 85 degrees or off when you are away. Using ceiling or room fans allows you to set the thermostat higher   More...
  • 8. Tips for buying affordable, healthy foods Views: 42 Public
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    Terms of Use: BREADS AND GRAINS Look for bargains on day-old bread and bakery products. Buy regular rice, oatmeal, and grits instead of the instant and flavored types. Try whole-grain bread and brown rice to add nutrients and variety to family meals. VEGETABLES AND SALADS Look for large bags of frozen vegetables. They may be bargains and you can cook just the amount you need, close the bag tightly, and put the rest back in the freezer. Foods at salad bars can be costly. Some food items—   More...
  • 9. Saving money when moving Views: 41 Public
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    Terms of Use Whether moving across town or across the country, moving is often more expensive than most people realize. Here are some money-saving tips: Map out a budget before you pack a single box. Decide whether you'll haul things yourself or to hire a moving company. Depending on when and where you'll be moving (in addition to how much you'll be moving), hiring a moving company can cost anywhere between $800 to $4000. If you decide to hire a moving company, be sure t  More...
  • 10. How do I save for a vacation? Views: 40 Public
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    Terms of Use Here are some ideas to help you create a savings plan. Whether you want to go on a dream vacation or save money for any big expenditure, try following these steps. Check out the simple budget worksheet in the Related Content section for help. Step One Of course, you won't be able to dip your toes in the water until you first set your sites on how much your piece of paradise will cost. Tally up your transportation, hotel, dining and entertainment cost estimates, and then divi  More...
All information provided through this site is intended to be accurate. However, there may be inaccuracies from time to time which we will make every attempt to correct immediately. Information provided is intended to assist you in making decisions and does not eliminate the need to discuss your particular circumstances with a qualified professional.