Terms of Use Transportation Airline Fares Car Rental New Cars Used Cars Auto Leasing Gasoline Car Repairs Insurance Auto Insurance Homeowner/Renter Insurance Life Insurance Banking/Credit Checking Savings and Investment Products Credit Cards Auto Loans First Mortgage Loans Mortgage Refinancing Home Equity Loans Housing Home Purchase Renting a Place to Live Home Improvement Major Appliances Utilities Electricity Home Heating Telephone Service Other Food Purchased at Markets Prescription Drugs F  More...

Terms of Use This article is from a series of articles about giving your children the life-skills necessary to effectively manage their money. To go to the table of contents, click here. Set and manage a family budget Budgets: The Heart of a Financial Plan Budgets -written lists of income and expenses- let both adults and kids establish priorities and control spending, and these habits will ultimately result in saving money. Involve your kids in the creation and management of your budget. Most  More...

Terms of Use: NO COST TIPS Eliminate Wasted Energy Turn off appliances, lights, and equipment when not in use. You can also save by unplugging electronic devices and chargers when they are not in use. Don't forget to turn computers and printers off at the power strip. Turn Up Your Thermostat During warm weather months, set your thermostat to 78 degrees or higher when you are home, and 85 degrees or off when you are away. Using ceiling or room fans allows you to set the thermostat higher beca  More...

Terms of Use: How to Choose a Repair Shop What should I look for when choosing a repair shop? Ask for recommendations from friends, family, and other people you trust. Look for an auto repair shop before you need one to avoid being rushed into a last-minute decision. Shop around by telephone for the best deal, and compare warranty policies on repairs. Ask to see current licenses if state or local law requires repair shops to be licensed or registered. Also, your state Attorney General's offi  More...

Terms of Use: Car travel tips: Use a map and highlight the routes you want to take before you start. Judge distances and driving times beforehand so you can avoid cities during high traffic peaks. Ask tourist offices for specific maps, scenic route suggestions, and current traffic delay information. Use small grocery bags with handles to hang in your car for your garbage. Freeze your small containers of juice or water to serve as additional freezer packs in your cooler. Helps to keep these d  More...

Terms of Use: With gasoline prices rising fast and furiously, there has never been a better time to tune up your car and practice energy wise driving techniques. Below is a list of tips that will not only improve your car's gas mileage, but also improve your car's overall performance and safety while reducing wear and tear on your car's engine. Driving Tips The first place to start is to drive smart. By simply practicing efficient driving techniques you can improve your car's fuel economy by mor  More...

Terms of Use: Claims of wiping away your debt problems painlessly may be too good to be true. While some credit counseling agencies may help those who are behind in their debts to get back on their feet, others may not be on the up and up. The National Foundation for Credit Counseling with nonprofit affiliate offices in just about every city, originated the concept of negotiating lower interest rates and payment plans for people who had fallen behind. With consumer debt at an all-time hig  More...

Terms of Use: For quick cost cutting on your food expenses, try this : If you buy lunch each day, try brown-bagging it instead. If you brought the same items you purchased at the deli or restaurant, you could likely save at least half the cost. If you are hooked on a daily latte, you could cut your cost in half by ordering a misto (brewed coffee with steamed milk, as opposed to espresso with steamed milk). Of course, skipping the coffee shop and brewing your own is cheaper yet. If you wan  More...

Terms of Use: For quick cost cutting on your cell phone bills, try this: Check your minutes. If you're paying for more minutes than you typically use, you're paying too much. Of course, going over your allotted minutes can cost a lot. Monitor your minutes for a couple of months, then make sure you pay for what you need. You can always check your minutes online or with your phone between during the month, too. Forget about the extras. Is it really necessary to pay for special ringtones,   More...

Terms of Use For quick cost cutting on your cable or satellite TV expenses, try this : Shop around. Whether you are considering switching from cable to satellite or vice versa, there are lots of deals available. Find out about special offers. Be sure to contact your present provider to see whether they are willing to extend their promotion to existing customers. Ask for a price break. Call your existing company and see whether there are ways to reduce your bill. Check out discounts for   More...