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  • 1. Tons of Ways to Save Money
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    Terms of Use Transportation Airline Fares Car Rental New Cars Used Cars Auto Leasing Gasoline Car Repairs Insurance Auto Insurance Homeowner/Renter Insurance Life Insurance Banking/Credit Checking Savings and Investment Products Credit Cards Auto Loans First Mortgage Loans Mortgage Refinancing Home Equity Loans Housing Home Purchase Renting a Place to Live Home Improvement Major Appliances Utilities Electricity Home Heating Telephone Service Other Food Purchased at Markets Prescription Drugs F  More...
  • 2. Saving money when traveling
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    Terms of Use: Car travel tips: Use a map and highlight the routes you want to take before you start. Judge distances and driving times beforehand so you can avoid cities during high traffic peaks. Ask tourist offices for specific maps, scenic route suggestions, and current traffic delay information. Use small grocery bags with handles to hang in your car for your garbage. Freeze your small containers of juice or water to serve as additional freezer packs in your cooler. Helps to keep these d  More...
  • 3. How can I set and manage a family budget?
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    Terms of Use This article is from a series of articles about giving your children the life-skills necessary to effectively manage their money. To go to the table of contents, click here. Set and manage a family budget Budgets: The Heart of a Financial Plan Budgets -written lists of income and expenses- let both adults and kids establish priorities and control spending, and these habits will ultimately result in saving money. Involve your kids in the creation and management of your budget. Most  More...
  • 4. Are credit counseling agencies a good idea for me?
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    Terms of Use: Claims of wiping away your debt problems painlessly may be too good to be true. While some credit counseling agencies may help those who are behind in their debts to get back on their feet, others may not be on the up and up. The National Foundation for Credit Counseling with nonprofit affiliate offices in just about every city, originated the concept of negotiating lower interest rates and payment plans for people who had fallen behind. With consumer debt at an all-time hig  More...
  • 5. Quick Cost Cutting: Food Expenses
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    Terms of Use: For quick cost cutting on your food expenses, try this : If you buy lunch each day, try brown-bagging it instead. If you brought the same items you purchased at the deli or restaurant, you could likely save at least half the cost. If you are hooked on a daily latte, you could cut your cost in half by ordering a misto (brewed coffee with steamed milk, as opposed to espresso with steamed milk). Of course, skipping the coffee shop and brewing your own is cheaper yet. If you wan  More...
  • 6. What is ChexSystems?
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    Terms of Use: Chex Systems, Inc. is a consumer-reporting agency governed by the Fair Credit Reporting Act (FCRA) and other laws. The Federal Trade Commission enforces the FCRA. When you apply for a checking account at a financial institution, there's a good chance that your name will be run through ChexSystems to see whether you are a check bouncer (writing checks on your account when there is not enough money in it to cover the amount of those checks) or have cheated the financial institution i  More...
  • 7. Quick Cost Cutting: Homeowners Insurance
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    Terms of Use Things to consider when looking to cut costs on your homeowners insurance: Deductible The first place to start is to consider your deductible. You can save up to 25 percent by simply bumping up the deductible on your homeowners policy from $500 to $1,000. Usually, you won't file a claim unless there's a large damage, so anything less than $1,000 wouldn't be turned over to your insurance anyway. Multiple Policy Discount If you combine your homeowners policy with at  More...
  • 8. Quick Cost Cutting: Extended Warranties
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    Terms of Use With the current economy, many consumers are concerned about costly repairs, especially when purchasing a big-ticket item such as a flat screen television, appliances or other electronics. Sales of extended warranties on computers, for example, are on the rise, according to the Service Contract Industry Council, a trade association. Extended warranties usually cost between 5 and 20 percent of the purchase price of the product, but most experts agree they are not worth the cost.   More...
  • 9. Saving money when moving
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    Terms of Use Whether moving across town or across the country, moving is often more expensive than most people realize. Here are some money-saving tips: Map out a budget before you pack a single box. Decide whether you'll haul things yourself or to hire a moving company. Depending on when and where you'll be moving (in addition to how much you'll be moving), hiring a moving company can cost anywhere between $800 to $4000. If you decide to hire a moving company, be sure t  More...
  • 10. Quick Cost Cutting: Electricity
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    Terms of Use: For quick cost cutting on your electricity bill , try this : Contact your utility company . Many offer a free home-energy audit . You may find that making simple changes like running the dishwasher at night rather than during the day could reduce your electric bill by up to 40 percent . Off-peak rates and other options can save you $ 100 a year . Be sure to check out the savings possible under load management programs , too . With these programs , you can get discounts   More...
All information provided through this site is intended to be accurate. However, there may be inaccuracies from time to time which we will make every attempt to correct immediately. Information provided is intended to assist you in making decisions and does not eliminate the need to discuss your particular circumstances with a qualified professional.

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