Terms of Use When you apply for credit, a creditor may not: Ask about or consider your sex, race, national origin or religion Ask about your marital status or your spouse, unless you are applying for a joint account or relying on your spouse's income or you live in a community property state (Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas and Washington) Ask about your plans to have or raise children Refuse to consider reliable public assistance income or regularly r
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