The amount you owe for health care services your plan covers before your plan begins to pay.
Example: If your medical deductible is $1000, your plan won't pay anything until you've met your $1000 medical deductible for covered health services subject to the medical deductible. The medical deductible may not apply to all services (like an annual preventive care visit to your doctor).
Note: If you're enrolled in a consumer-directed health plan
with one or more family members, you must meet the entire family deductible
before the plan begins paying benefits.