The amount you owe for health care services your plan covers before your plan begins to pay.
Example: If your deductible is $1000, your plan won't pay anything until you've met your $1000 deductible for covered health services subject to the deductible. The deductible may not apply to all services (like an annual preventive care visit to your doctor).
Note: If you're enrolled in a consumer-directed health plan
with one or more family members, you must meet the entire family deductible
before the plan begins paying benefits.