SmartChoice is a reward program for those members who use a variety of Progressions products and services.  Members of SmartChoice receive special benefits such as:

  • FREE Checking
  • Free checks
  • No low balance fee
  • No fee for SmartPay, Progressions's bill payment service
  • Make unlimited withdrawals in person at no charge
  • Make telephone transfers at no charge
  • No charge for check cashing
  • Save 25% on Safe Deposit Box fees
  • Get freeTraveler's Cheques
  • An additional 1/4% APR added to your Certificates

Qualifications for the SmartChoice program are:


1. You have a total share balance of $5,000 or more or maintain a balance of $10,000 in total loans This is the total of all your savings accounts (including Certifcates and IRAs) under your primary member number or all of your loans under the same member number. 


AND

2. And use at least 2 of the items below:

  • Automatic payment
  • SmartLine or SmartLink
  • Direct deposit of payroll or retirement check
  • Visa Debit/ATM Card

 Qualification criteria and benefits are based on per account/per member, not per household.  If the qualification criteria is not maintained, benefits will be automatically discountinued and Progressions's standard fees and charges will apply.  Qualification criteria and benefits are subject to change without notice.  Discounts and additions to rates or fees may not apply to promotional rates or match/beat the rate programs.