SmartChoice is a reward program for those members who use a variety of Progressions Credit Union's products and services.  Members of SmartChoice receive special benefits such as:

  • FREE Checking
  • Free checks
  • No low balance fee  
  • Make unlimited withdrawals in person at no charge
  • Make telephone transfers at no charge
  • No charge for check cashing
  • Save 25% on Safe Deposit Box fees
  • Get free Traveler's Cheques
  • An additional 1/4% APR added to your Certificates

Qualifications for the SmartChoice program are:

1. You have a total share balance of at least $5,000 OR maintain a total loan balance of at least $10,000. This is the total of all your savings accounts (including Certificates and IRAs) under your primary member number or all of your loans (including Visa credit card) under the same member number. 

AND

2. Use at least 2 of the items below:

  • Automatic payment
  • SmartLine or SmartLink
  • Direct deposit of payroll or retirement check
  • Visa Debit/ATM Card

Qualification criteria and benefits are based on per account/per member, not per household.  If the qualification criteria is not maintained, benefits will be automatically discontinued and Progression's standard fees and charges will apply.  Qualification criteria and benefits are subject to change without notice.  Discounts and additions to rates or fees may not apply to promotional rates or match/beat the rate programs.