Related Article Information

Please refer to the table below for tax statement information and mailing dates. Check the Reporting Threshold to see if you have met the minimum amount needed to report to the IRS to receive a tax statement for that account.

Online Banking Tax Statements

You can access your tax statements for your savings or certificate, first mortgage, second mortgage, HELOC or Pershing investment accounts in one location by clicking on the Statements tab and selecting Tax Documents within Online Banking.

For more information about Online Banking Tax Statements please view the article below:

Where can I find my end of the year tax statements in online banking?

Request Copies

If you need copies of your tax statement you have a couple of options:

• RCU maintains 1099-INT and 1098 documents for two years Online. Log in to Online Banking under the Statements tab and select Tax Documents.
• If you need copies of prior years' tax documents mailed to you, please contact our Member Services Center.
• You can also request copies of your tax documents by visiting your local branch.

Mortgage Tax Statement 1098

If your 1098 mortgage tax statement does not appear within Online Banking please contact DMI at 1(866) 669-8615. 

Note: Please be sure to review the instructions on the back of the 1098 form for Box 2.

• Box 2: Shows the outstanding principal on the mortgage as of January 1, 2022. If the mortgage originated in 2022, shows the mortgage principal as of the date of origination. If the recipient/lender acquired the loan in 2022, shows the mortgage principal as of the date of acquisition.

Tax Statement Errors

If your year end tax statement does not accurately reflect account information as of December 31st, please contact our Member Services Center or visit your local branch, to correct the form.