Service 1st

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About Service 1st FCU

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Find out more about us, employment opportunities and how to contact us.

Who was Louise Herring? How was she involved in the Credit Union Movement?

Who was Dora Maxwell?

Branch & ATM Information

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Where they are, when they're open and how to get there.

Where are your ATMs located?

Do Service 1st ATM's accept deposits?

Where are your branches located and what are their hours of operation?

Do Service 1st ATM's accept deposits?

What types of transactions can be performed at a Shared Branching Location?

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What documents does a corporation need to join?

What documents does an unicorporated organization and/or association/club need to join?

What documents does a limited partnership or limited liability partnership need to join?

What documents does a limited liability company need to join?

What documents does a general partnership need to join?

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Our CDs/Share Certificates and things to consider when investing in one.

How much money can I invest in your CDs/share certificates?

What happens if I need to cash in my CD/share certificate early?

What are the risks associated with investing in a CD/share certificate?

Is my money safe in a CD/share certificate?

What is a certificate of deposit or share certificate and why should I invest in one?

Checking & Savings Accounts

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Help in selecting and utilizing a checking and/or savings account that's right for you.

How long does it take for deposits to be recognized in my accounts?

What are non-sufficent funds (NSF) fees?

What happens when I bounce a check?

Will I be charged fees from the company to whom I bounced a check?

Banking 101

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What cards we offer and things to consider when selecting one.

Do you have a special credit card for college students?

Can I get more than one credit card so my spouse can use the same account?

What credit cards do you offer?

What should I do if my card is misplaced or stolen and how much am I liable for?

What are the annual fees and interest rates of the different credit cards offered by Service 1st?

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From home mortgages and home equity loans to personal loans, find out more about our loan offerings.

What is the difference between a secured and an unsecured loan?

What is the largest amount available for a personal unsecured loan?

My loan was turned down because of an error on my credit report. Can I fix this?

What does Prime Rate mean?

What is the difference between a personal loan and a line of credit?

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Info about becoming a member and the benefits of joining our credit union.

How do I become a member at Service 1st?

Why should my organization offer Service 1st membership as a benefit to our employees?

If I close my Service 1st account, can I join again later?

How much do I need to deposit in order to join Service 1st?

If I am a Service 1st member, which of my family members qualifies to join the credit union?

Online Services

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Answers to questions about online banking and online bill payment.

Does your site provide security to prevent my Service1st@Home and my Bill Payer account information from being intercepted online?

Are there any prescheduled down times where I will not be able to use your online services?

What does it mean if I get a message that says the certificate has expired on your Web site?

What are "cookies" and why are they required?

What is a browser?

Other Products & Services

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From wire transfers to our youth page, find out more about our other products and services.

What is Service 1st's routing number?

Does Service 1st offer domestic and/or international wire transfer services and what are the associated costs for each type?

How long does it take a wire transfer to get to where it is sent?

Does Service 1st offer safe deposit boxes?

Does Service 1st offer travelers checks?

Personal Finance Content

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Non-biased personal finance information on an assortment of topics.

Why do I need an emergency fund?

I know about credit reports, but do I need to know my credit score?

What is a good way to find volunteer opportunities?

Where can I find out more about benefits available to Veterans and their dependents?

What should I know before signing up for VoIP or Internet Voice?

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We take our security seriously. What you need to know about our physical and online security.

How do I change my password?

How secure is Home Banking?