ALERT!   Even if your doctor is in the UMP network, the facility or other providers such as anesthesiologists might not be. Make sure you confirm that all of the providers who will participate in your care and the facility are in UMP’s network before you receive services. Non-network providers and facilities can bill you for all charges not paid by UMP, while network providers and facilities agree to accept the payment amounts negotiated by UMP, resulting in significant savings for you.