UMP covers inpatient and outpatient chemical dependency treatment and supporting services, up to $14,500 every 24 consecutive calendar months (limit effective 1/1/09). Chemical dependency is defined as an illness characterized by a physiological or psychological dependency on a controlled substance or alcohol. Chemical dependency does not include dependence on tobacco, caffeine, or food. Covered expenses include:

• Inpatient prescription drugs prescribed in connection with chemical dependency treatment.
• Inpatient treatment at a hospital or substance abuse treatment facility.
• Outpatient substance abuse diagnosis and treatment.

Medically necessary detoxification is covered as a medical emergency. Unless you are enrolled in a formal chemical dependency program when you receive detoxification services, costs for emergency detoxification do not count toward your $14,500 chemical dependency maximum plan payment.

Important:  This information is effective through Dec. 31, 2009. See the changes for 2010.