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Question/Topic
How does UMP cover hearing exams and hearing aids?
Answer/Article

This benefit is exempt from the medical deductible, and includes the following services and supplies:

Hearing Exams (Routine)

One routine hearing exam is covered per calendar year. When you see a network ­provider, these services are paid at 100% of the allowed amount. However, if you see a non-network provider, services are paid at the non-network rate (60% of the allowed amount).

Hearing Aids

The plan pays up to $800 per member every three calendar years for:

  • Purchase of a hearing aid (monaural or binaural) prescribed as a result of an exam, including:
    • Ear mold(s).
    • Hearing aid instrument.
    • Initial battery, cords, and other ancillary equipment.
    • Warranty and follow-up consultation within 30 days after delivery of hearing aid.
  • Rental charges up to 30 days, if you return the hearing aid before actual purchase.
  • Repair of hearing aid equipment.

You can see any provider for these services; the maximum benefit of $800 applies no matter where you shop.

Hearing Aid Items Not Covered

The following hearing-related items are not covered:

  • Charges incurred after your coverage under this plan ends, unless you ordered the hearing aid before that date and it is delivered within 45 days after your coverage ended.
  • Purchase of replacement batteries or other ancillary equipment, except those covered under terms of the initial hearing aid purchase.

Related Items
Does UMP cover disorders and diseases of the ear that are not related to routine hearing loss?
KBID 848
Date Modified 1/12/2010
Date Created 10/7/2008

The Certificate of Coverage (COC) is the source of coverage provisions offered under UMP. If information given here is inconsistent with the UMP COC, the rules in the COC will apply. Also, the COC may have additional information on this subject.

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