UMP Plus members: Your prescription drug coverage is the same as UMP Classic's, except you do not pay a prescription drug deductible. UMP Plus benefits are effective on January 1, 2016.

Most of the drugs on this list have a more cost-effective generic option and are covered under Tier 2 (30% coinsurance). UMP Classic only: High-cost generic drugs are subject to the prescription drug deductible.

If you take a drug on this list, you will pay more. You may want to talk to your doctor about switching to a more cost-effective (Tier 1) drug (shown on the list under "Cost-Effective Alternative(s)"). Note that products listed under the Cost-Effective Alternative(s) column designated as over-the-counter (OTC) are not covered by UMP.

ALERT! The list of high-cost generic drugs is subject to change during the year.