The plans cover treatment for diseases and disorders of the eye that are not part of a routine vision exam under the medical benefit. Orthoptic therapy is not covered except for the diagnosis of strabismus, a muscle disorder of the eye. LASIK surgery is not covered; see exclusion 23 for UMP Classic, UMP CDHP, and UMP Plus.
Following cataract surgery, vision hardware (contact lenses or eyeglasses, including frames and prescription lenses) is covered as durable medical equipment
. These services are subject to the deductible*; coinsurance depends on the network status of the provider. Contact the plan at 1-888-849-3681 if you have questions.
*For UMP Classic and UMP Plus, this is the medical deductible.