The medical deductible is a dollar amount you must pay each calendar year for health care expenses before the plan starts paying for services. You pay the first $250 per person in medical expenses to your providers ($750 maximum if you have a family of three or more on one account). Only expenses covered by the plan count toward your deductible. For example, if you receive LASIK surgery (see exclusion #23 on this list), the plan does not apply this payment to your medical deductible. See the current Summary of Benefits page for UMP Classic for services that are exempt from this deductible.

See "UMP Classic: How does the medical deductible work?" for detailed information on how the medical deductible works.

The medical and prescription drug deductibles are separate: Medical services do not count toward your prescription drug deductible. Prescription drug purchases do not count toward your medical deductible.