The medical deductible is a dollar amount you must pay each calendar year for health care expenses before the plan starts paying for services. You pay the first $250 per person in medical expenses to your providers ($750 maximum if you have a family of three or more on one account). Only expenses covered by the plan count toward your deductible. For example, if you receive LASIK surgery (see exclusion #21), the plan does not apply this payment to your medical deductible. See the Summary of Benefits for services that are exempt from this deductible.

See "UMP Classic: How does the medical deductible work?" for detailed information on how the medical deductible works.

The medical and prescription drug deductibles are separate: Medical services do not count toward your prescription drug deductible. Prescription drug purchases do not count toward your medical deductible.