|
|
APY*
|
Dividend Rate
|
| Savings Accounts |
|
|
|
Share Saving
|
0.26
|
0.25
|
|
IRA, Roth, HSA, & ESA Savings
|
0.26
|
0.25
|
| Checking Accounts |
|
|
|
Money Mover Checking
|
0.00
|
0.00
|
|
Money Mover II Checking
|
0.11
|
0.10
|
|
Interest Checking
|
0.11
|
0.10
|
| Money Market Accounts*** |
|
|
|
Money Market - $5,000 Avg Min Bal
|
0.26
|
0.25
|
|
Money Market Plus - $25,000 Avg Min Bal
|
0.36
|
0.35
|
|
Money Market Premier
|
|
|
|
$50,000 + Avg Min Bal
|
0.46
|
0.45
|
|
$25,000 Avg Min Bal
|
0.36
|
0.35
|
| Money Market Jumbo - |
|
|
| $100,000 + Avg Min Bal |
0.56
|
0.55
|
| $50,000 Avg Min Bal |
0.46
|
0.45
|
JustU Accounts: Open any certificate with a minimum of $100.
JustU accounts require an account owner to fall between the ages of 18 - 25.
Certificate Term
|
Minimum
|
Type
|
APY
|
Dividend Rate
|
|
18 months
|
$500
|
Regular Certificate
|
1.52%
|
1.50%
|
| |
|
|
|
|
|
6-8 months
|
$1,000
|
Regular Certificate
|
1.06%
|
1.05%
|
|
9 months
|
$1,000
|
Regular Certificate
|
1.16%
|
1.15%
|
|
12 months
|
$1,000
|
Regular Certificate
|
1.31%
|
1.30%
|
| 13 months |
$1,000 |
Special* Certificate |
1.47%
|
1.45% |
| 18 months |
$1,000
|
Regular Certificate
|
1.62%
|
1.60%
|
|
24 months
|
$1,000
|
Regular Certificate
|
1.77%
|
1.75%
|
|
33 months
|
$1,000
|
Regular Certificate
|
2.08%
|
2.05%
|
|
36 months
|
$1,000
|
Regular Certificate
|
2.08%
|
2.05%
|
|
48 months
|
$1,000
|
Regular Certificate
|
2.33%
|
2.30%
|
|
60 months
|
$1,000
|
Regular Certificate
|
2.59%
|
2.55%
|
| 61 months |
$1,000 |
Regular Certificate |
2.95% |
2.90% |
| |
|
|
|
|
|
3-5 months
|
$7,500
|
Regular Certificate
|
0.96%
|
0.95%
|
| |
|
|
|
|
|
6-8 months
|
$20,000
|
Regular Certificate
|
1.16%
|
1.15%
|
|
7 months
|
$20,000
|
Special* Certificate
|
1.21% |
1.20% |
| |
|
|
|
|
|
20 months
|
$1,000
|
Bump Certificate**
|
1.42%
|
1.40%
|
*Special Certificate - temporary offering, may be discontinued at any time
**Bump Certificate - if rates increase, you may bump up the rate once during the term of the certificate
Term
|
Minimum
|
Type
|
APY
|
Dividend Rate
|
|
18 months
|
$500
|
IRA Certificate
|
1.62%
|
1.60%
|
| |
|
|
|
|
|
6-8 months
|
$1,000
|
IRA Certificate
|
1.06%
|
1.05%
|
|
9 months
|
$1,000
|
IRA Certificate
|
1.16%
|
1.15%
|
|
12 months
|
$1,000
|
IRA Certificate
|
1.42%
|
1.40%
|
|
18 months
|
$1,000
|
IRA Certificate
|
1.72%
|
1.70%
|
|
24 months
|
$1,000
|
IRA Certificate
|
1.87%
|
1.85%
|
|
36 months
|
$1,000
|
IRA Certificate
|
2.18%
|
2.15%
|
|
48 months
|
$1,000
|
IRA Certificate
|
2.43%
|
2.40%
|
|
60 months
|
$1,000
|
IRA Certificate
|
2.69%
|
2.65%
|
| |
|
|
|
|
|
3-5 months
|
$7,500
|
IRA Certificate
|
0.96%
|
0.95%
|
| |
|
|
|
|
|
6-8 months
|
$20,000
|
IRA Certificate
|
1.16%
|
1.15%
|
This chart was last revised on January 16, 2010. Rates last changed on January 16, 2010. Rates are subject to change without notice.
APY * = Annual Percentage Yield.
Fees could reduce earnings on the account.
Early withdrawal penalty may/will be imposed for early withdrawals.
***Money Markets that fall below the average daily balance requirement will be paid at the checking account rate.
|
|
