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View all items in: Loans > Rates
Rating:  8.68 out of 10 (22 Ratings) |
Consumer Loan Rates
All fixed rate loan information below is quoted at a discounted rate.  For more information on qualifying for discounted rates, contact a Call Center representative by calling 800.562.0999.  All non-discounted rates are 0.25% more, excluding Visa and variable rate consumer loans.  Variable rate loans are calculated at the rate specified, then adjusted quarterly based on the index plus a margin indicated in the Consumer Loan Rates and Fee Addendum.

 

Updated 02/01/2010

 

Product APR* Loan to Value Max Amount Payment Period Additional Info
Personal Loans
Fixed Rate 12.70% -- $100-$2,500 $2,501-$5,000 $5,001-$50,000 Up to 36 mos. Up to 48 mos. Up to 84 mos. $25.00 minimum payment
Line of Credit - Variable Rate 8.95% -- $50,000 Payment based on 4% of balance $25.00 minimum payment
Titled/Non-Titled Goods
New-Fixed Rate 10.75% 100% $100,000 Up to 144 mos. Computer loans over $4,000 - 90% LTV
Used-Fixed Rate 11.75% 100% $100,000 Up to 120 mos. Computer loans over $4,000 - 90% LTV
VISA
Platinum Rewards 8.90% -- $50,000 Payment based on 2.5% of balance No annual fee. 25 day grace period on purchases.
Gold Rebate 9.90% -- $20,000 Payment based on 2.5% of balance No annual fee. 25 day grace period on purchases.
Gold Rewards 9.90% -- $20,000 Payment based on 2.5% of balance No annual fee. 25 day grace period on purchases.
Classic 10.90% -- $2,500 Payment based on 2.5% of balance No annual fee. 25 day grace period on purchases.
Secured Classic 11.90% -- $1,000 Payment based on 2.5% of balance No annual fee. 25 day grace period on purchases.
Student Rewards 11.90% -- $500 Payment based on 2.5% of balance No annual fee. 25 day grace period on purchases.
Share/Certificate
Share-Variable Rate 3.25% -- -- Up to 96 mos. Compensating Share balance required
Certificate - Variable Rate Earning rate plus 3.00% -- -- Up to 96 mos. Compensating Certificate balance required
Share Line of Credit - Variable Rate 3.25% -- -- Payment based on 4% of balance Compensating Share balance equal to limit
Certificate Line of Credit - Variable Rate 4.68% -- -- Payment based on 4% of balance Compensating Share balance equal to limit

*Rates and terms indicated are for loans offered on February 1, 2010.  Loans after that day may have different rates or terms.

 APR = Annual Percentage Rate
 
 
 

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KBID 1268
Date Modified 2/1/2010
Date Created 3/2/2006
All information provided through this site is intended to be accurate. However, there may be inaccuracies at times, which we will make every attempt to correct when found. Information provided is intended to assist you in making decisions and does not eliminate the need to discuss your particular circumstances with a qualified professional.
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