All fixed rate loan information below is quoted at a discounted rate.  For more information on qualifying for discounted rates, contact a Call Center representative by calling 800.562.0999.  All non-discounted rates are 0.25% more, excluding Visa and variable rate consumer loans.  Variable rate loans are calculated at the rate specified, then adjusted quarterly based on the index plus a margin indicated in the Truth-In-Lending Disclosure. Visa variable rate credit cards are calculated at the rate specified, then adjusted monthly based on the index plus margin indicated in the Important Credit Card Disclosures.

 
Product APR* Maximum Loan to Value Max Amount Payment Period Additional Info
Personal Loans
Fixed Rate 9.00% - 15.65% -- $100-$2,500
$2,501-$5,000
$5,001-$50,000
Repayment term vary A minimum payment applies
Line of Credit - Variable Rate 8.29% -- $50,000 Payment based on 4% of balance A minimum payment applies
Q-Cash Loans          
Q-Cash Loan - Fixed Rate  73% -- $700 Short term available For more information, please call 800.562.0999.
Q-Cash Plus - Fixed Rate 36% -- $4,000 Repayment term varies $25 application fee, no credit check, for more information please call 800.562.0999
Non-Titled Goods
New-Fixed Rate 7.49% - 16.34% 130% $100,000 Repayment term varies Computer loans over $4,000 - 90% LTV
Used-Fixed Rate 7.49% - 16.34% 130% $100,000 Repayment term varies Computer loans over $4,000 - 90% LTV
VISA
Platinum Rewards 8.75% -- $50,000 Payment based on 2.5% of balance No annual fee. 25 day grace period on purchases.
Gold Rebate 9.75% -- $20,000 Payment based on 2.5% of balance No annual fee. 25 day grace period on purchases.
Gold Rewards 9.75% -- $20,000 Payment based on 2.5% of balance No annual fee. 25 day grace period on purchases.
Secured Classic 11.75% -- $1,000 Payment based on 2.5% of balance No annual fee. 25 day grace period on purchases.
Student Rewards 11.75% -- $2,500 Payment based on 2.5% of balance No annual fee. 25 day grace period on purchases.
Share/Certificate
Share-Variable Rate 3.10% -- -- Up to 96 mos. Compensating Share balance required
Certificate - Variable Rate Earning rate plus 3.00% -- -- Up to 96 mos. Compensating Certificate balance required
Share Line of Credit - Variable Rate 3.10% -- -- Payment based on 4% of balance Compensating Share balance equal to limit

*Rates and terms indicated are for loans offered on October 1, 2014.  Loans after that day may have different rates or terms.

 APR = Annual Percentage Rate