The total premium quoted is based on the information submitted to us, information we obtain from publically available and other sources. In cases where information regarding gender, date of birth, marital status, education or occupation (where permitted by law) is not available, certain assumptions will be made.  The total quoted premium is subject to verification of eligibility and rating factors, including the consideration of the number of days this quote is bound in advance of the policy term effective date.  Check with an agent to verify if your vehicle needs to be inspected.