Apple Pay is a convenient mobile payment service provided by Apple that allows users to make payments with their iPhone 6, iPad, or Apple Watch. Instead of swiping your card to pay, you can simply hold your phone near the terminal at participating stores and with one touch, your payment is complete! Apple Pay uses your current debit or credit card accounts, which means you don’t have to open any new accounts, and setup is relatively simple. Just look for the Apple Pay mark or contact-less symbol at checkout or within the app you’re using.