You receive coupons the month your loan is booked. The following years you will receive the coupon book two months before this anniversary date. The books include 14 months of coupons so that you won't run out before the next book arrives.Additional coupons may be printed on demand.

The use of coupons is optional. Payments sent without coupons should include the member number and loan number in the memo line of the check and will be applied accordingly.

Please note: Prior to August 2016 coupon books were sent each August. Due to this change, coupons will be sent in August 2016 up to your anniversary date. This means you may receive a smaller book of coupons until your anniversary date is reached. Once your anniversary date is reached, you will receive a 14-month coupon book.