Refer to these Frequently Asked Questions for information about the Mortgage Engine offer you received:

Q: Why did I receive this email/letter? What does “pre-selected” mean?
A: Based on your credit file, you met certain criteria to be pre-selected for an Advantis mortgage. This means you are more likely to qualify for mortgage financing from Advantis. Let me get you in touch with an Advantis Mortgage Loan Officer to help you take the next step.

Q: Does this mean that I am approved for an Advantis mortgage?
A: You’ve been pre-selected for an Advantis mortgage, but not yet approved. Let me get you in touch with an Advantis Mortgage Loan Officer to help you take the next step.

Q: What do I need to do to get accept my offer?
A: You’ve already been pre-selected – so you’re almost there! You’ll need to submit an application to provide additional information. Let me get you in touch with an Advantis Mortgage Loan Officer to help you take the next step. Q. What rate will I qualify for? A. You’ll need to complete a simple application and receive an approval before the exact rate on your mortgage can be determined.

Q: Does this “pre-selected” offer negatively affect my credit score?
A: “Pre-selection” offers involve a soft credit inquiry with a credit bureau. A soft inquiry does not appear on your credit report and will not harm your credit score. If you decide to complete a mortgage application, a hard inquiry will be made with a credit bureau (this is standard for loan applications/lender credit decisions).