You can apply for a skip payment to skip one payment in a 12-month cycle for many types of Advantis loans, excluding real estate-related loans.

To apply for a skip payment use one of these methods:
  • Log in to online banking, click More and then click Message Center to request to skip a loan payment. Specify the loan you want to skip. We will email you a request form to sign electronically so that you do not need to visit a branch.
  • Call 503-785-2528 between 8 a.m. and 6 p.m, Monday through Friday and we will email you a request form that you can sign electronically.
  • Click this link to print and fax a skip payment request form request form. Fax it to fax it to 503-785-2496.
  • Or, mail this form to:  Advantis Credit Union, P.O. Box 14220, Portland, OR 97293-0220
Due dates You must submit the request form between 15 and 30 days prior to your skip payment. Your rquest may be rejected if it is received outside this timeframe.
Fees Each skip payment requires a $25.00 processing fee per loan. This fee is debited from your Adantis Credit Union deposit account at the time your skip payment request is approved. This fee cannot be drawn from another financial institution.
Eligible loans Mortgages, commercial real estate, home equity, Visa equity, and manufactured home loans do not qualify for skip payments
Signature All individuals who signed the original loan, including co-applicants and guarantors, must sign the skip payment request.
Loan requirements Your loan cannot be over-limit and all of your Advantis accounts and loans must be current and in good standing. You cannot skip your first payment on a new loan.
Disclosures When you skip a payment, your loan term is extended by one month. This can increase the total interest you pay over the life of the loan. Regular payments resume the following month. Interest will continue to accrue on unpaid balance.
Payroll deduction skip If you are skipping a payroll deduction, the amount of the payment deduction remains in your account for that one month.

For more information call 503-785-2528, or email us.