A mortgage pre-qualification is a loan originator's opinion of the mortgage amount for which you qualify. This is typically done without any income, asset, or credit verification.

A pre-approval goes a step further. It provides you with a letter stating that a mortgage underwriter has reviewed your income, asset documents, and credit report. The pre-approval letter is often helpful when you negotiate for your home purchase.

Advantis offers both a pre-qualification and a pre-approval to our members.

To learn more about getting a pre-qualification or pre-approval, please email us or call us at (503) 785-2528 or (800) 547-5532.