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  • 1. What are your CD rates? Views: 311 Featured Content Public
    The Certificate of Deposit rates can be found here . Simply click on the applicable tab.
  • 2. What's the difference between Annual Percentage Yield (APY) and Dividend Rate? Views: 1068 Public
    Rate and APY are two different ways to measure the return of your investment. The APY is a percentage rate that reflects the total amount of dividends to be paid on an account based on the dividend rate and the frequency of compounding for an annual period. The Dividend Rate is what you receive on your investment on a daily basis, regardless of the investment term (length of time) or how your interest earnings are reinvested. For all accounts, the Dividend Rate and APY are fixed and will be in   More...
  • 3. How do I find out what my account number is? Views: 529 Public
    Your member account number is located on your Membership Identification card. You may also obtain your account number by stopping into your local Financial Center location. If you are not near a local office, please call our Member Service Call Center at 315.356.3000 or 1.800.388.2000. A representative will be able to provide details on how you can obtain this information.
  • 4. Can you tell me about your Online Bank to Bank Transfer Service? Views: 529 Public
    Frequently Asked Questions Overview Limits and Fees Accounts Transfer Funds Overview Q. What do I use this service for? A. You can use this service to transfer funds into and out of your accounts at AmeriCU as well as to and from your accounts at other financial institutions. Q. How does the service work? A. The service transfers money from one of your accounts to another of your accounts at a US financial institution. All transfers are processed via the Federal Reserve's Automated Clearing   More...
  • 5. MemberPlus Brochure Views: 489 Public


  • 6. Credit Card Application and Solicitation Disclosure (Variable Rate VISA Signature Rewards and VISA Traditional Platinum) Views: 390 Public

    01.27.20 Visa Visa Signature Application Disclosure pdf.pdf

  • 7. How do I cash my check at your Check Cashing ATM? Views: 375 Public
    1. Insert your check card and enter your Personalized Identification Number (PIN). 2. Select Cash Check from the choices presented, then choose deposit or cash back and which share account to deposit in (maximum $2,000 for cash back only, if on approved list). 3. Insert your payroll check and verify that the dollar amount is correct. An automatic hold will be place on the account, if you change the amount. It's that easy! With AmeriCU's Check Cashing ATM, you can deposit part o  More...
  • 8. CU Rewards Brochure Views: 332 Public

    CURewards Visa Signature M-127554 Redefine Rewards.pdf

  • 9. What is a Co-op Shared Branching Center? Views: 227 Public
    Co-op Shared Branching Centers are a cooperative effort by participating credit unions (imagine bankers doing that). They are branch offices, much like your own credit union's office, where you can make deposits, withdrawals, balance inquiries, transfer money between accounts, cash checks, and even buy money orders. When you visit, the teller will ask which credit union you belong to, your account number and what type of transaction you'd like to make. Or, you can 'swipe' your cr  More...
  • 10. Does AmeriCU offer a coin machine service? Views: 207 Public
    Yes! We have coin counting machines in all of our Financial Centers with the exception of our location in Griffiss Business Technology Park and Armory Square. Use of these machines is FREE to AmeriCU members (non-members are assessed a fee of 15%). When you bring coins to a Financial Center with a coin machine, please do not wrap your coins in wrappers. When you bring coins to a Financial Center without a coin machine, please wrap your coins before bringing them in. We offer coin wrappers fre  More...

All information provided through this site is intended to be accurate. However, there may be inaccuracies from time to time which we will make every attempt to correct immediately. Information provided is intended to assist you in making decisions and does not eliminate the need to discuss your particular circumstances with a qualified professional.