Credit scores (also known as FICO [Fair Isaac COrporation] scores) are generally indicative of a borrower's likelihood to stay current on debts. Our minimum is currently 660-680, depending on the debt-to-income ratio in the loan application.

For more details on eligible FICO scores, please work with a CalHFA-approved lender. You can find a list of our Preferred Loan Officers here:


https://www.calhfa.ca.gov/apps/PLO