Can I still apply for this benefit in spite of having filed for bankruptcy a few years ago?

First-Time Homebuyers

Can I still apply for this benefit in spite of having filed for bankruptcy a few years ago?

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Your lender will need to follow either Fannie Mae or FHA underwriting guidelines for the length of time needed between the bankruptcy and new loan. Talk to a CalHFA Preferred Loan Officer for more details.

https://welcomehome.calhfa.ca.gov/directory

CalHFA does not lend money directly to consumers. CalHFA works through and uses approved private lenders to qualify consumers and to make all mortgage loans. CalHFA purchases closed loans that meet CalHFA's requirements. The fees consumers pay could be different depending on the lender and the program.

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Can I still apply for this benefit in spite of having filed for bankruptcy a few years ago?

https://www.fuzeqna.com/calhfa/ext/kbdetail.aspx?kbid=448