Can a person still qualify (meeting all other requirements) if he/she uses a "co-borrower" or "co- signer" for CalHFA FHA loans?

First-Time Homebuyers

Can a person still qualify (meeting all other requirements) if he/she uses a "co-borrower" or "co- signer" for CalHFA FHA loans?

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Non-occupant co-borrowers and co-signers are not allowed on any CalHFA loan program.

CalHFA does not lend money directly to consumers. CalHFA works through and uses approved private lenders to qualify consumers and to make all mortgage loans. CalHFA purchases closed loans that meet CalHFA's requirements. The fees consumers pay could be different depending on the lender and the program.

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Can a person still qualify (meeting all other requirements) if he/she uses a "co-borrower" or "co- signer" for CalHFA FHA loans?

https://www.fuzeqna.com/calhfa/ext/kbdetail.aspx?kbid=453