CalHFA is not a direct lender and works with hundreds of loan officers and brokers who are trained in processing CalHFA loans.

To apply, simply call our toll free number 877.9.CalHFA to speak to a customer service representative who can refer you to a preferred loan officer.
If you’d rather not call, you can visit our “Find a Loan Officer” section of the web site to find a list of loan officers in your area.