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Lenders/Realtors/Nonprofits
First-Time Homebuyers
For a married couple, can the wife qualify as a First Time Homebuyer if the husband recently sold their principal residence? The wife was never on title and was never part of the loan.
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KBID
573
Date Created:
6/26/2017
Date Modified:
6/26/2017
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If they lived together in the home, then she is not considered a first-time homebuyer. Due to California's community property laws, she is still seen as having received some of the benefits via the mortgage interest tax deduction.
CalHFA does not lend money directly to consumers. CalHFA works through and uses approved private lenders to qualify consumers and to make all mortgage loans. CalHFA purchases closed loans that meet CalHFA's requirements. The fees consumers pay could be different depending on the lender and the program.
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For a married couple, can the wife qualify as a First Time Homebuyer if the husband recently sold their principal residence? The wife was never on title and was never part of the loan.
https://www.fuzeqna.com/calhfa/ext/kbdetail.aspx?kbid=573
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Name of High School graduated from
Last name of favorite teacher
Son's middle name
Daughter's middle name
Pet's name
Square footage of home
First girlfriend's/boyfriend's name
What city were you born in?
On what street did you grow up?
What is your mother's maiden name?
What was your high school mascot?
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