Can closing costs be part of the loans, in addition to down payment assistance?

First-Time Homebuyers

Can closing costs be part of the loans, in addition to down payment assistance?

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You can certainly use our programs for closing costs. Both ZIP and MyHome loans can be used for closing cost assistance. They are loans, however, not grants. You should contact one of our Preferred Loan Officers to get more details on how our loans work. Here's a list, searchable by county:

https://welcomehome.calhfa.ca.gov/directory

CalHFA does not lend money directly to consumers. CalHFA works through and uses approved private lenders to qualify consumers and to make all mortgage loans. CalHFA purchases closed loans that meet CalHFA's requirements. The fees consumers pay could be different depending on the lender and the program.

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Can closing costs be part of the loans, in addition to down payment assistance?

https://www.fuzeqna.com/calhfa/ext/kbdetail.aspx?kbid=591