Employers can allow employees to contribute to a traditional or a Roth IRA by direct deposit through payroll deduction. In addition, employees making direct deposits of deductible contributions to a traditional IRA may be able to adjust their federal income tax withholding to receive a more immediate tax benefit from their contributions. Check out the IRS Web site for more information (www.irs.gov).

Make your IRA habit-forming. At Global Credit Union, we'll help you get your retirement plan off to the right start and make contributing to an IRA easy with direct deposit and payroll deduction.